Posted by: Catherine | September 20, 2008

For homeowners in default, have you tried to get help?


Before you consider a short sale, and before you let your house foreclose… have you exhausted all attempts to save your home?  First, have you called your lender?  Many lenders have programs to help homeowners.  Sometimes a simple interest rate adjustment may help, sometimes a “short refinance” can be the solution.  But whatever may help you, do you know there are FREE HUD approved housing counseling agenies to help?

From the www.HUD.gov website, and to get more resources around the Bay Area and California visit their site: HUD COUNSELING RESOURCES, PREDATORY LENDING, DEFAULT COUNSELING

PACIFIC COMMUNITY SERVICES, INC. P: 925-439-1056
T: 800-914-6874
F: 925-439-0831
E: tomlf@earthlink.net
W: www.pcsi.org
329 Railroad Ave
Pittsburg, California 94565-2245
– Fair Housing Assistance
– Homebuyer Education Programs
– Loss Mitigation
– Mortgage Delinquency and Default Resolution Counseling
– Postpurchase Counseling
– Prepurchase Counseling
– Renters Assistance
– Chinese Mandarin
– Spanish
HOUSING RIGHTS, INC. P: 510-548-8776
T:
F: 510-548-5805
E:
W: n/a
2699 Monument Blvd, Suite G
Concord, California 94520
– Fair Housing Assistance
– Predatory Lending
– Services for Homeless
– English
– Spanish
CCCS OF THE EAST BAY, A DIVISION OF MMI P: 800-308-2227
T:
F: 510-729-6961
E: mark.harnishfeger@moneymanagement.org
W: n/a
1070 Concord Ave., Ste. 105
Concord, California 94520
– Home Equity Conversion Mortgage Counseling
– Homebuyer Education Programs
– Marketing and Outreach Initiatives
– Money Debt Management
– Mortgage Delinquency and Default Resolution Counseling
– Postpurchase Counseling
– Prepurchase Counseling
– Renters Assistance
– English Only
 HOUSING RIGHTS, INC.

P: 510-548-8776
T: 800-261-2298
F: 510-548-5805
E: hri@housingrights.com
W: www.housingrights.org

 1966 San Pablo Avenue
P.O. Box 12895
Berkeley, California 94712
 – Fair Housing Assistance
– Home Equity Conversion Mortgage Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Predatory Lending
– Renters Assistance
– Services for Homeless

 

 

 

 – English
– Spanish

Responses

  1. […] more than to have you save your home. We will help you find resources.  Sometimes a referral to a HUD approved housing counselor yields results, sometimes a referral to an agency that researches your file for evidence of […]

  2. […] Before you do a short sale … (have you exhausted all options for a loan modication or other options?) Possibly related posts: (automatically generated)Question: “Should I do a short sale?”Short Sale SeminarMore On Arizona Short SalesYou have the power….to stop a foreclosure. […]


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