Posted by: Catherine | October 15, 2009

Wachovia offers exceptional short sale program in the Bay Area

If you are in the San Francisco East Bay Area, need to do a short sale, and have a Wachovia loan (including old World Savings loans including minimum payment, pick a payment, negative amortization loans) you are in a pretty good position.

If you are in Contra Costa or Alameda Counties, and need to do a short sale on a loan with Wachovia, call the Contra Costa Short Sale Solution.  We have direct contacts with Wachovia that will allow us to get your home marketed effectively, short sale submitted and approved within a week or two (yes, unbelievable, but true). 

When we list your home for sale, we are immediately in contact with our Wachovia rep.  They will order a valuation (desktop appraisal) on your property right away (even before we get an offer).  That way, when an offer is submitted they are ready to approve quickly – very quickly.  In fact, right now, Wachovia is not even requiring seller financials or supporting documentation.  They are assuming you have a hardship if you are asking for a short sale.  Certain other conditions may apply, but if things go well, Wachovia will approve your short sale quickly (week or two) making your home very attractive to buyers vs. other short sales that can take months.  And get this, they are even offering a seller money incentive to help you with moving expenses for homes listed now. 

If you are a seller, in distress, and need to do a short sale after you’ve exhausted all other efforts to save your home, call to get your short sale process started right away.  Don’t delay, this program, and these conditions are subject to change at any time.  Remember Wachovia is now owned by Wells Fargo, and Wells Fargo short sale program doesn’t work like this at all.  It may be just a matter of time before things change.  So if you need to move by the end of the year, the time is now.

Call Contra Costa Short Sales, Catherine Myers, Alain Pinel Realtors at 925-683-2125.

We serve Contra Costa and Alameda Counties and want to help you with resources to save your home first.  We have referrals to HUD approved counseling agencies, news of loan modification events, and a resource list of local attorneys and financial experts.   We want you to avoid foreclosure if it’s right for you.  We want to help you first, explore all your options to save your home if you can.  When you can’t , you need experience with a short sale. Not all agents have the experience necessary to complete a successful short sale and in fact, may not provide all the information you need to make this important decision.  Tax, legal and recourse implications apply and you must understand your options.

Catherine Myers
Contact ME

Contra Costa and Alameda County Short Sales

Walnut Creek, Concord, Clayton, Pleasant Hill, Martinez, Pacheco, Lafayette, Orinda, Moraga, Pittsburg, Bay Boint, Antioch, Brentwood, Oakley, Discovery Bay, San Ramon, Danville, Alamo, Dublin, Pleasanton, Livermore.

We work short sales as necessary with all major lenders:  Wells Fargo, Wachovia, Bank of America, Countrywide (BAC), Chase, WaMu, Redwood Credit Union, CitiMortgage, CitiFinancial and more..

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